Shiling Guo
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Shiling Guo is an independent AFC consultant, Certified Anti-Money Laundering Specialist (CAMS), and Master of Arts in Financial Integrity, with years of experience in top-tier international financial institutions. Shiling’s most recent role was Head of Retail Banking Customer Due Diligence at Standard Chartered GBS China, where she built the department from scratch, designed service delivery models, training mechanisms, policies and procedures, and Provided governance and subject matter expertise for offshore customer due diligence. Previously, Shiling spent 12 years in banking operational management and wealth management, covering cash services, customer due diligence, domestic and international wire transfers, foreign exchange, trade operations, investment product compliance, and information security.
Solutions
Risk Assessment
Risk Assessment is the foundation of an effective AML/CFT and Sanctions compliance program. It is a comprehensive analytical process of assessing the possibilities of a business facilitating money laundering, terrorist financing, and sanctions evasion. I help clients identify risks, evaluate control effectiveness, and manage residual risks.
Compliance Program
A sound AML/CFT and Sanctions Program is critical for managing risk exposure and ensuring regulatory compliance. I assist clients in developing risk appetite, governance, policies and procedures, target operation models, and escalation.
Regulatory Technology
Regulatory technology systems and tools can significantly increase a business’s capabilities in controlling AML/CFT and Sanctions risks. I help clients select appropriate systems and tools throughout the financial crime risk management lifecycle, from customer onboarding to ongoing monitoring to exit management.
Customer Due Diligence
Customer Due Diligence (CDD) is the process a business adopts to identify and assess the risks associated with customers. I help clients develop risk based CDD policies and adopt Perpetual KYC (pKYC) solutions.
Transaction Monitoring and Suspicious Activity Reporting
I assist clients in testing and fine-tuning the design effectiveness of transaction monitoring systems and reviewing the operational control effectiveness in investigating and reporting suspicious activities.
Independent Testing / Auditing
I work with internal audit/testing teams to develop comprehensive AML/CFT and Sanctions audit programs, including risk assessment, governance, control matrices, and training.
Focused Training
Role based compliance training is crucial to the successful implementation of an AML/CFT and Sanctions program. I help clients with the design and delivery of customized AML/CFT and Sanctions training according to the knowledge base, business activities and risk profile, and internal policies and procedures.
Remediation
I assist clients in developing remediation plans based on findings, recommendations, and/or risk disclosure from regulatory inspection and/or independent testing. Remediation actions may include re-assessment of risks, refining of policies and procedures, redesign of control systems, and renewal of training.
Solutions
Risk Assessment
Risk Assessment is the foundation of an effective AML/CFT and Sanctions compliance program. It is a comprehensive analytical process of assessing the possibilities of a business facilitating money laundering, terrorist financing, and sanctions evasion. I help clients identify risks, evaluate control effectiveness, and manage residual risks.
Compliance Program
A sound AML/CFT and Sanctions Program is critical for managing risk exposure and ensuring regulatory compliance. I assist clients in developing risk appetite, governance, policies and procedures, target operation models, and escalation.
Regulatory Technology
Regulatory technology systems and tools can significantly increase a business’s capabilities in controlling AML/CFT and Sanctions risks. I help clients select appropriate systems and tools throughout the financial crime risk management lifecycle, from customer onboarding to ongoing monitoring to exit management.
Customer Due Diligence
Customer Due Diligence (CDD) is the process a business adopts to identify and assess the risks associated with customers. I help clients develop risk based CDD policies and adopt Perpetual KYC (pKYC) solutions.
Transaction Monitoring and Suspicious Activity Reporting
I assist clients in testing and fine-tuning the design effectiveness of transaction monitoring systems and reviewing the operational control effectiveness in investigating and reporting suspicious activities.
Independent Testing / Auditing
I work with internal audit/testing teams to develop comprehensive AML/CFT and Sanctions audit programs, including risk assessment, governance, control matrices, and training.
Focused Training
Role based compliance training is crucial to the successful implementation of an AML/CFT and Sanctions program. I help clients with the design and delivery of customized AML/CFT and Sanctions training according to the knowledge base, business activities and risk profile, and internal policies and procedures.
Remediation
I assist clients in developing remediation plans based on findings, recommendations, and/or risk disclosure from regulatory inspection and/or independent testing. Remediation actions may include re-assessment of risks, refining of policies and procedures, redesign of control systems, and renewal of training.